Personal Lines Insurance Rating Specialist Job at Morgan Insurance Agency, Lufkin, TX

bFgxUlg5Sy9rUDBCNHBFMkNmSHovOVFFQUE9PQ==
  • Morgan Insurance Agency
  • Lufkin, TX

Job Description

Job Description

Job Description

We are seeking a licensed insurance professional to join our Personal Lines Insurance department. This team member will collaborate with producers and colleagues to provide personalized insurance solutions for Personal Property and Casualty insurance. The role requires staying knowledgeable about our products and finding tailored coverages that meet our clients' specific insurance needs.

Benefits/Perks:
  • Health insurance + vision and dental options - following 60 days of employment
  • Long and short term disability insurance - following 60 days of employment
  • 401k with 6% matching - following 90 days of employment
  • Paid time off + Holidays
  • Competitive pay, but dependent upon experience
  • Flexible work from home options available

Responsibilities:
A Personal Lines Insurance Rating Specialist is responsible for evaluating, calculating, and adjusting insurance premiums for personal lines policies, such as auto, home, and renters insurance. This role is crucial in ensuring that policyholders are charged accurate premiums based on their risk profile and that the company's underwriting guidelines and regulatory requirements are met.

- Analyze personal information, credit history, claims history, and other relevant data to assess the risk level of potential and existing policyholders.

- Calculate premiums for personal lines policies using established rating models, guidelines, and state regulations.

- Apply appropriate credits, debits, and surcharges based on underwriting criteria and client risk factors.

- Review renewal and new policy applications to determine appropriate coverage options and pricing.

- Stay informed of state regulations and compliance requirements in personal lines insurance to maintain accurate and legally compliant rating practices.

- Document and record all rate decisions, including notes on underwriting rationale and any deviations from standard procedures.

- Work closely with agents and customer service representatives to ensure seamless processing of new business applications and renewals.

- Provide support and guidance to agents/CSRs regarding rating questions, underwriting guidelines, and premium adjustments.

Qualifications:
  • In depth knowledge of Personal Property & Casualty Insurance
  • Licensed with TX Dept of Insurance
  • Independent Insurance Agency experience preferred
  • Commitment to excellence and continuous self improvement
  • Commitment to follow our core values and high ethical standards
  • Commitment to follow the strategic plan and established procedures of our agency
  • Be people-oriented, customer-focused, and professionally assertive in developing new client relationships and servicing existing clients
  • Ability to confidently and professionally assess and identify insurance exposures, then match those with solutions using our markets and available products and resources
  • Ability to work effectively and efficiently with internet based rating platforms and resources
  • Demonstrate proficiency in insurance knowledge, organizational skills, attention to detail, written and verbal communication, math, critical thinking and problem solving
  • Demonstrate mature work habits, and time management skills
  • Exhibit emotional maturity, intelligence, accountability, and resilience
  • Basic proficiency with Office 365 (Microsoft Word, Excel, OneDrive, Outlook & Teams)
  • Experience with AMS 360 agency management system or similar preferred
  • Insurance accreditation a plus
  • Possess a valid drivers license and a source of reliable transportation

Job Tags

Holiday work, Temporary work, Work from home, Flexible hours,

Similar Jobs

Honda Aircraft Company

Aviation Expediter/Delivery Buyer II Job at Honda Aircraft Company

 ...equivalent work experience in procurement or supply chain related field Minimum Experience Minimum 3 years procurement or logistics related experience is required. Strong project management and good problem solving skills are required. Ability to manage supplier... 

G2 Secure Staff

Ramp Agent at DFW Airport Job at G2 Secure Staff

 ...Program Employee Assistance Program G2 Secure Staff, LLC is a preferred provider of aviation support services to all major airlines in the United States. Based in Irving, Texas, G2 Secure Staff employs 11,000+ aviation professionals at 88+ U.S. airports, offering... 

Premier Medical Staffing

Travel MRI Technologist - $2,059 per week Job at Premier Medical Staffing

 ...Premier Medical Staffing is seeking a travel MRI Technologist for a travel job in Memphis, Tennessee. Job Description & Requirements ~ Specialty: MRI Technologist ~ Discipline: Allied Health Professional ~ Start Date: 12/02/2024~ Duration: 13 weeks ~40... 

Fraser

Post-Doctoral Psychology Resident Job at Fraser

 ...Job Description Fraser is currently seeking Post-Doctoral Psychology Residents to join our Mental Health, Autism Center of Excellence...  ...development through external seminars, internal didactics and research. Fraser Offers : Accelerated career growth and learning... 

Tohono O'odham Nation Healthcare

Administrative Medical Assistant - PRC Job at Tohono O'odham Nation Healthcare

 ...Purchased Referred Care (PRC) Branch or Administrative Office. It may be situated...  ...necessary referrals into the RCIS system. Assists patients in the scheduling of referred...  ...TONHC Healthcare facilities, including medical, social service, dental, and private sector...