Job Description
Job Title
Property Damage Claims Adjuster / Examiner (HYBRID)
Location
1010 Northern Blvd., Suite 238, Great Neck, NY
Salary
$55,000 - $80,000 (DOE)
Position Type
Full-time
Non-exempt / Hourly
Monday – Friday
9:00 am – 6:00 pm
Hybrid after 90 days – 3 days in office/2 days remote
Reports to
Senior Claims Manager
Job Description
As a Property Damage (PD) Adjuster with DB Insurance, you will play a critical role in managing and resolving claims involving commercial auto and property damages. This role requires a proactive, detail-oriented professional to oversee TPA adjusters and vendors, evaluate coverage and damages, and handle claims ranging from vehicle to structural property and liability claims. You’ll work with experts across various fields, negotiate settlements, and ensure smooth communication with agents and claimants. This is an opportunity to contribute to our commitment to exceptional claims management and to support our policyholders with integrity and expertise.
Responsibilities
Manage and supervise TPA adjusters and outside vendors, including field adjusters and certified public accountants, ensuring accurate handling and assessment of cases.
Handle Commercial Auto claims involving vehicle damages, property damages, and bodily injuries, providing expert evaluation and resolution.
Manage Commercial and Personal Property claims, including those related to building damage and liability, ensuring comprehensive case review.
Review and interpret policy coverage to confirm applicability for reported claims.
Evaluate damages to determine appropriate compensation, balancing policyholder needs with company interests.
Consult with external professionals, such as accountants, architects, and engineers, to obtain expert assessments as needed.
Respond to inquiries and provide prompt assistance to agents and claimants, ensuring a seamless claims experience.
Negotiate settlements within authorized limits, aiming to resolve claims fairly and efficiently.
Participate in claims-related audits to support continuous improvement and compliance with best practices.
Prepare detailed claims reports, maintaining thorough documentation for internal and regulatory review.
Qualifications
1+ year(s) of experience as PD claims adjuster/examiner or in a similar role
Bachelor’s degree or equivalent professional work experience
Strong understanding of insurance policies, coverage analysis, and industry practices for property, auto, and liability claims
Ability to assess damages accurately, interpret policy language, and make coverage determinations
Excellent written and verbal communication skills for interacting with claimants, agents, and team members
Familiarity with state insurance laws and regulations relevant to property and auto claims
Proficient using claims management software, Microsoft Office Suite, and other relevant tools
Benefits
Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company
Paid time off and sick leave
10 Annual paid holidays
401(k) plan with up to 4% company match
Quarterly Fringe Benefit allowance
Job-related training reimbursement
About Us
Headquartered in South Korea, DB Insurance is one of the country’s largest and most respected firms, with a rich history dating back to 1962. At DB Insurance USA, we are proud to extend this legacy, offering a wide range of innovative insurance products tailored to meet the diverse needs of our customers. Backed by the strength and stability of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine local expertise with world-class resources to deliver insurance solutions that protect your property, business, and livelihood. With offices across California, Hawaii, New York, and Guam, our dedicated team works to deliver exceptional service, ensuring peace of mind for every policyholder.
Please visit our career page at DB Insurance Co., Ltd.
Job Tags
Hourly pay, Holiday work, Full time, Work experience placement, Local area, Remote job, Monday to Friday,